Why an Optional Federal Charter?

• Consumer Benefits
• Global Competition
• Uniformity & Effectiveness

Surveys & Reports

• Putting The Pieces Together
  AIA Advocate - May 2008
• FREE-MARKET PRICING:
  AIA - May 2008
• OFC - Will Treasury Support Promote Passage?
  Fitch Ratings - May 2008
• BRINGING THE INSURANCE MARKETPLACE INTO THE 21ST CENTURY
  AIA - April 2008
• The Department of Treasury Blueprint for a Modernized Financial Regulatory Structure
  Secretary of the U.S. Treasury Henry M. Paulson, Jr. - April 2008
• The Effects of an Optional Federal Charter for Life Insurers on State Economies
  Martin F. Grace and Robert W. Klein, Georgia State University - February 2008
• # S. 40/H.R. 3200, National Insurance Act Myth vs. Fact
  American Insurance Association - December 2007
• The Effects of an Optional Federal Charter on Competition in the Life Insurance Industry
  Martin F. Grace and Robert W. Klein, Georgia State University - October 2007
• Regulation and Intervention in the Insurance Industry – White Paper-
  Zurich - September 2007
• The Optional Federal Charter: Implications for Life Insurance Producers
  Laureen Regan, Ph.D, Temple University - September 2007
• State Regulation of Life Insurers: Implications for Economic Efficiency and Financial Strength
  Steven W. Pottier, CLU, Ph.D., University of Georgia - May 2007
• Efficiency Consequences of Rate Regulation in Insurance Markets
  Sharon Tennyson, Networks Financial Institute at Indiana State University - March 2007
• # Commission on the Regulation of U.S. Capital Markets in the 21st Century
  U.S. Chamber of Commerce - March 2007
• # Sustaining New York’s and the U.S.’s Global Financial Services Leadership
  U.S. Senator Schumer and New York City Mayor Bloomberg - January 2007
• Groundhog Day: Reliving Deregulation Debates
  Peter J. Wallison, American Enterprise Institute - October 2006
• Federal Chartering of Insurance Companies: Options and Alternatives for Transforming Insurance Regulation
  Scott E. Harrington, Networks Financial Institute at Indiana State University - March 2006
• Consumer Ramifications of an Optional Federal Charter for Life Insurers
  Sheila Bair, University of Massachusetts - March 2004